Some great tips to expedite your appraisal from Marker Appraisal Service

	Did you know the borrower is entitled to receive a copy of the final appraisal report from the lender? Just give us a call at 8175797588 if you have any questions about the appraisal process.

To simplify the appraisal process, it's recommended to have these documents ready for the appraiser:

• A survey or plot map of the property and building (if readily available).

• Records on the latest purchase of the property in the last three years.

• Information on any written private easements, such as a shared driveway with a neighbor.

• A list of any personal property that will be left behind and sold with the home, such as an oven, or a washer and dryer.

• Title policy that describes encroachments or easements.

• A bill for your most recent real estate taxes which should also contain a legal description of the property.

• Any inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, septic systems and your well.

• A list of any major home improvements and upgrades, the amount of their purchase and date of their installation (for example, the addition of insulation or roof repairs) and permit confirmation (if available).

• A copy of the current listing agreement with broker's data sheet and purchase agreement if a sale is "pending".

• Information on "Homeowners Associations" or condominium covenants and fees.

• A list of "proposed" improvements when the property is being appraised "as complete".

Once your appraiser has arrived, you do not need to accompany him or her along on the entire site inspection, but is usually helpful be available to answer inquiries about your property and identify any home improvements.

Here are a few other helpful suggestions:

• Accessibility: Appraisers are very thorough in their inspections. You should make sure that all areas of the home are accessible, especially the attic and crawl space.

• Housekeeping: Appraisers see many of homes a year and aren't surprised at seeing a bit of clutter, but they're human beings too! A good impression can mean a higher value for your home.

• Maintenance: We often recommend repairing small things like leaky faucets, missing door handles and trim.

• FHA and VA Inspection Items: If your borrower is applying for either an FHA or VA loan, definitely ask your appraiser if there are additional things that should be done before they come. Some things they may recommend might be: having a banister on all stairways, where paint is peeling it should be removed and repainted, eliminating pull-chain lights in areas other than the basement or attic.